Insurance & Financing

Plastic surgery encompasses both cosmetic and reconstructive surgery.

Cosmetic surgery is performed to reshape normal structures of the body in order to improve the patient’s appearance and self-esteem. Cosmetic surgery is usually not covered by health insurance because it is elective.

Reconstructive surgery is performed on abnormal structures of the body, caused by congenital defects, developmental abnormalities, trauma, infection, tumors or disease. It is generally performed to improve functions, but may also be done to approximate a normal appearance. Reconstructive surgery is generally covered by most health insurance policies, although coverage for specific procedures and levels of coverage may vary greatly.

There are a number of “gray areas” in coverage for plastic surgery that sometimes require special consideration by an insurance carrier. These areas usually involve surgical operations which may be reconstructive or cosmetic, depending on each patient’s situation. For example, eyelid surgery (blepharoplasty) – a procedure normally performed to achieve cosmetic improvement – may be covered if the eyelids are drooping severely and obscuring a patient’s vision.

Below is a list of insurance plans with which we participate. Please understand that your insurance policy is a contract between you and your participating plan. You are responsible for the terms and guidelines that are set forth in your individual contract including copayments, deductibles, fees and services not covered by your insurance.

If patient has an HMO plan or has a PCP listed on the card, a referral from the PCP is required prior to making the appointment.

• Blue Cross Blue Shield
• Cigna
• United Healthcare
• Aetna
• AvMed
• Medicare
• Humana
• Tricare
• FHHS

• FHHS Non-Risk
  
  • Interplan/Accountable Healthcare Plans of America
  • Complete Health Network
  • Florida Hospital Employee
  • Multiplan/BCE Emergis
  • Private Healthcare Systems (PHCS)
  • PPO Next
  • Rosen Hotels
  • Southcare PPO
• FHHS Risk
  
  • Florida Hospital Employee
  • Orange County Public Schools
  • Rosen Hotels
  • Universal Orlando-FHHS Select

Patient Financing

Cosmetic procedures are now more affordable at Newman Plastic Surgery. We work closely with financing companies to help you get a low monthly rate. Please contact the office for more information.

for billing & insurance inquiries: billing@newmanplasticsurgery.com